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Mortgages

Buying your American Dream

From first-time home buyers to seasoned, savvy home buyers, Bank of Wisconsin helps you through everything. We have many home loan options appealing to a wide range of buyers – and we have the tools and expertise to make it easier along the way. From low- and no-down payment options all the way to jumbo loans and refinancing. Plus, closing cost specials for first responders, educators and veterans! Contact us to get started today.

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Mortgage home loan specials

No hassle homeownership

Homebuying mortgage loan options

Conventional Mortgage Home Loans

  • Fixed-rate mortgages offer an interest rate that remains the same through the term of the loan.
  • An adjustable-rate mortgage (ARM) offers interest rates that may go up or down and may start out lower than a fixed-rate mortgage. (An ARM’s interest rate changes with the market, and monthly payments can change when that happens.)

Low or No Down Payment Loans

  • FHA loans offer a low-down-payment for those who do not have a large down payment and allows for bruised credit.
  • A USDA loan offers benefits for those who wish to purchase in an eligible rural area with no money down.
  • VA loans offer qualified veterans and service members zero-down mortgages.
  • WHEDA loans offer special 30-year fixed-rate loans with little down payment and an option to finance the down payment.
  • Home One® offers fixed-rate options with a limited down payment.

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Refinance now

Find out more here

 

Jumbo loans

A jumbo loan is any single loan amount over the annual conforming loan limit set by the Federal Housing Finance Agency. You can find the current annual FHFA conforming loan limit here.

 

Get started

Contact one of our experienced mortgage lenders to set up an appointment today or get started online!

Go to Mortgage Hub & Rates

 

Buy your home checklist

Below is a list of information you will need to provide to your loan officer to help expedite your mortgage application. Please forward the following to your loan officer:

  • Two years most recent W-2s and/or 1099s
  • Two of the most recent paystubs
  • If self-employed, the past two years of tax returns, all schedules and K-1s
  • Two months (most recent) asset statements for any accounts not with Bank of Wisconsin, such as checking, savings, money market, retirement and investment accounts

Additional information may be required based on your individual situation.

Go to Mortgage Hub & Rates

Loan Calculator

Home Affordability Calculator

Calculate how much home you can afford with our Home Affordability Calculator. 

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