Christmas Club Savings

The happy holidays savings plan

Save for the holiday season throughout the year and earn interest! Receive an annual check on or about October 15th of each year for the principal and accrued interest^* on the account and take the stress out of holiday spending.

Savings account features

Minimum balance to open: $5.00
Monthly service charge: $0.00
No early withdrawal (without penalty)

Locations & Hours Financial Education

Savings Calculator

* Interest Rate and Annual Percentage Yield (APY) are current as of this date but are subject to change at bank discretion. Bank uses the daily balance method to calculate the interest on your account. This method applies a daily rate to the principal in the account each day. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (i.e. checks). This is a variable rate account. Interest, along with the current principal balance in the account, will be paid annually by mailed check or deposited into another Bank of Wisconsin account on or about October 15. Interest is not compounded. A substantial penalty applies for early withdrawals and withdrawals prior to the interest payment date of on or about October 15, will result in a forfeiture of all accrued interest.